Fighting Friendly Fraud · NZ / AU

They kept what they bought,
then took their money back.

Friendly fraud: a customer disputes a legitimate charge with their bank to claw back cash while keeping the goods or service. It's now the leading category of payment fraud — and it hits card-not-present, travel and experience merchants hardest, where the "product" is a service already delivered.

When the cardholder is a transient visitor from overseas, chasing them yourself is hopeless. So we find the other merchants hit the same way, verify the evidence, and hand the case to a law firm that can act — collectively. Free. Five minutes.

Report a chargeback →
THE FIVE-MINUTE CHAT FREE · PRIVATE
Kia ora — I'm here to gather the facts of what happened, in your own words. So, what happened?
An overseas tourist did our adventure tour, then disputed the charge from back home. We lost $2,800 — and we have the booking record and photos of them on the trip.
Thanks — I've noted that. Roughly when did the chargeback come through, and which payment provider processed it?
Start the chat →

Free · Not a law firm · No legal advice · Your name and contact details stay sealed with Righted unless you personally say yes to a specific, named introduction.

79%

of merchants were hit by friendly fraud in 2024 — now the leading category of payment fraud globally.

Independent industry data · 2024

36%

of all reported fraud is now friendly fraud — up from roughly 15% the year before, and driving most merchant chargebacks.

Independent industry data

5 min

to report a chargeback to Righted, from email to submitted — including evidence upload.

Righted Platform

You delivered. They disputed. Don't eat the loss.

You describe the chargeback.
We find the other merchants hit the same way.

01 · TELL

Plain English, no forms.

Drop what happened into one box. Attach proof of delivery, receipts, messages, screenshots — anything you have. Up to ten files. No legal jargon, no checkboxes.

02 · MATCH

We group it with others.

Our system extracts the customer, card scheme, amount and jurisdiction, then quietly matches you with merchants hit by the same pattern of clawbacks.

03 · ACT

A law firm picks it up.

Once a group is large enough to be viable, qualified firms see a verified, evidence-backed claim — and pursue redress collectively, not one merchant at a time.

What you don't have to do.

Speak to a lawyer
Create an account or password
Fight the bank's dispute process alone
Pay a single cent
Use any legal terminology
Write off the loss as a cost of doing business
Find other affected merchants yourself
Wait years to hear if it's going anywhere

Five minutes.
That's the whole thing.

Free to file. No account. No lawyer. We'll tell you if your chargeback can become a group claim.

Report a chargeback →